Superannuation Lawyers in SA

Superannuation Lawyers in SA

Help with Superannuation Claims – Your legal rights.

YOUR SUPERANNUATION, TPD & INSURANCE CLAIM LAWYERS

If you’re facing issues with superannuation claims, TPD (Total and Permanent Disability), or insurance disputes, understanding your legal rights is critical.

Boylan Lawyers are your go-to experts in superannuation, TPD, and insurance claim law throughout South Australia. Our offices in Adelaide CBD and rural South Australia are staffed with knowledgeable lawyers who specialise in helping clients navigate the complexities of superannuation and insurance law.

We are committed to advocating for your rights and ensuring you receive the benefits you are entitled to.

Whether you’re dealing with denied claims, disputes over policy terms, or need assistance filing a claim, Boylan Lawyers is here to help.

Trust our team to provide the professional support and guidance you need to secure your financial future.

Speak with a Superannuation & TPD Lawyer

Boylan Lawyers

YOUR EXPERIENCED LAWYERS FOR SUPERANNUATION, TPD & INSURANCE CLAIMS
Paul Boylan

Paul Boylan

Senior Partner

Kym Dahlenburg
Kym Dahlenburg
Great staff. Very informative. Good results. They do Charge like wounded bull. .
David Hooper
David Hooper
Very professional office. I would have no hesitation in recommending them.
Bags
Bags
Very good and professional, Daniel helped me, even out of normal work hours to get the results that I was after. He went above and beyond. Highly recommended
Robert Şaray
Robert Şaray
They gave me a very valuable consultation for free. I think the lawyer's name was Simon (male). Highly recommend him
evangelos frangos
evangelos frangos
Excellent legal firm with a great knowledge legal time who can help you in any situation
pat haggerty
pat haggerty
They can be very slow at getting back to you after phone calls but at same time when you do get their attention things are taken care off very good
Lee Smith
Lee Smith
There amazing

Superannuation Claims & Legal Help FAQs

  • Unpaid Superannuation
  • Early access to your Superannuation
  • Total & Permanent Disability (TPD) Benefits
  • Income Protection Benefits
  • Terminal Illness Benefits
  • Death Benefits

Yes. Superannuation is accessible once you have reached retirement age, however you may also be able to access your Superannuation under some special circumstances, including when you are unable to work due to an injury, illness or disability. Your injury, illness or disability does not have to be work-related to qualify for an early claim.

If you’re unable to work due to an illness, injury or disability, you may be able to claim a lump sum insurance payout from your Superannuation Fund. You may also be entitled to access your Superannuation account balance.

Our Superannuation claims lawyers can check your policy to make sure you are covered. We can help you obtain Total and Permanent Disability (TPD) benefits, Income Protection benefits,  Terminal Illness benefits, and Death Benefits.

If you’ve had a Superannuation insurance claim rejected, your benefits were not paid in full, or if you’re having problems with your insurer, please contact us.

Most workers are covered for Total and Permanent Disability (TPD) insurance through the Superannuation Fund contributions made by their employer.

You may also have TPD insurance cover under a life insurance policy provided by your employer as part of your EBA or Employment contract, via a union, from your financial institution or bank, or as arranged by your financial advisor.

Exclusion or eligibility clauses, detailed in an insurance policy’s small print, can affect your right to make a claim, and insurance companies often use this small print to deny claims.

Our lawyers have a great deal of experience working out the fine print in insurance policies, and will work to get your full entitlements—if you’d like to file a TPD claim, we’re here to help.

You’re eligible for a TPD compensation claim if you can show you’re unable to do your normal job or any other work related to your training and experience.

This doesn’t mean you’re unfit for all work—it means you’re unable to do the work fitting your area of skills and expertise.

For example, if having a bad back stops you from working in your normal construction job, you can usually make a TPD claim—even if your doctor says you’re fit for another kind of employment, such as office work.

You’re eligible for a TPD compensation claim if you can show you’re unable to do your normal job or any other work related to your training and experience. This doesn’t mean you’re unfit for all work—it means you’re unable to do the work fitting your area of skills and expertise.

For example, if having a bad back stops you from working in your normal construction job, you can usually make a TPD claim—even if your doctor says you’re fit for another kind of employment, such as office work.

If you’re unable to do your normal job for a while, whether for two months or two years, you may qualify for Income Protection monthly payments.

IP payments are usually up to 75% of your normal income, and are payable for two years, or up to the age of 65. However, a waiting period of 30 to 90 days applies before you can start receiving these payments.

IP payments may be offset against any workers compensation, motor vehicle injury compensation or Centrelink payments you receive, and may stop if your employment is terminated or if you receive a TPD insurance payment. Each person’s situation is different.

All Superannuation Funds have Death Benefit payments, which are usually made up of contributions as well as any insurance benefits attached to the policy.

Superannuation Fund Death Benefits are paid to a surviving partner, children or dependants, or to the deceased’s Estate. The Super Fund Trustee will decide how the payment is distributed, but some funds have existing and binding nominations.

It is also possible for the policy holder themselves to claim, if they have been diagnosed as terminally ill.

When a member of a Superannuation Fund dies, the Fund must pay the deceased’s Death Benefit, including an insured lump sum, to the appropriate person. If you were a nominated beneficiary, were dependent on the deceased, or were otherwise in a close personal relationship, you are likely to have a claim for payment.

Death Benefit Insurance comes with all regulated Superannuation schemes, and is available to relieve financial hardship in already troublesome times.

We can examine whether you are entitled to Death Benefits, and ensure you receive your full entitlements from the deceased’s Superannuation Fund. Once you have contacted our legal team, they will lead you through the entire process.