Superannuation – What to Know

Superannuation – What to Know

Superannuation TPD | Boylan Lawyers

In Australia superannuation has been compulsory since 1992.

Most Australians hold insurance through their super fund membership and most super funds provide cover automatically to their members.

Whether income protection, or total and permanent disability (TPD) cover, or both, these types of insurance provides most people with a financial safety net should they fall ill or become injured and can no longer work.

This insurance can be cancelled OR not included in your super when:

  • No contributions have been made for more than 16 months
  • There is not enough balance in the account to pay for your insurance
  • You are under 25 years of age and do not work in a “dangerous job”.

If you become ill or injured and are no longer able to work, we can check the insurance you have through your super, even if you do not recall which super funds you are a member of.

We will check and confirm your cover and advise you on making a claim.

If you have cover to claim against, we can act on your behalf to complete all the necessary forms and collate all the relevant medical, occupational, and financial information to make your claim.

We can also ensure there is no undue delay in determining your claims and/or complain about any unreasonable conduct from the insurer.

The insurance company may take some time to determine your claim and if they reject your claim, we can also dispute this on your behalf.

At Boylan Lawyers we offer “No Win, No Fee” on super claims, this means we get paid for the work we do when your claim is paid, contact us today to find out more.

Been Unfairly Dismissed? Here’s what you need to do

Been Unfairly Dismissed? Here’s what you need to do

Unfair Dismissal | Boylan Lawyers

Seek legal advice – ASAP!

If you have a claim for Unfair Dismissal you have only 21 days from being told that you are dismissed to do so.

 

Keep a copy of any relevant documents

Gather up the documents your employer gave you, you will need these when speaking to your lawyer and to other parties that might be assisting you (e.g. Centrelink or Community Services).

 

Consult with your Doctor

It is a very distressing time, especially if you were injured or bullied or harassed at work. Make a prompt appointment with your GP to talk things over.

 

Rely on the support of your trusted family and friends

Losing your job can be a life changing event, the emotional support from your nearest and dearest will help you through such a difficult time.

 

Stay positive

Update your CV, register with job agencies and recruiters, network with trusted contacts in your industry, look for new jobs, explore training opportunities are just some ideas you might have. Taking constructive steps like these helps to boost your confidence, keep you busy and gives you a chance to put your best foot forward for the future.

 

For detailed and personal legal advice, that is based on your personal circumstances, make a time to speak with Boylan Lawyers today, do so without delay!